Roth vs. Traditional IRA Net Worth Impact

Compare the long-term financial impact of Roth vs Traditional IRA contributions. See how tax timing affects your retirement savings.

Roth IRA

Net worth at retirement

Traditional IRA

Net worth at retirement

Net Worth Difference

+$0

Roth IRA comes out ahead

IRA Contribution Details

Annual Contribution ($)

Current Age

Retirement Age

Current Tax Rate (%)

Retirement Tax Rate (%)

Annual Return Rate (%)

Employer Match (%)

Vesting Period (years)

Note: Traditional IRA contributions are tax-deductible now but taxed on withdrawal. Roth IRA contributions are taxed now but tax-free on withdrawal. Employer match only applies to Traditional IRA.

Net Worth Impact Over Time

Roth IRA	Age	Traditional IRA

Visual Impact to Net Worth

Roth IRA

Traditional IRA

These tools are for educational purposes only. For personalized financial advice, please consult with a qualified financial professional.