Buying a Home Net Worth Impact

Compare the long-term financial impact of buying vs renting a home. See how home ownership affects your net worth over time.

Home Purchase Details

Purchase Price ($)

Down Payment ($)

Loan Term (years)

Interest Rate (%)

Property Tax Rate (% annually)

Home Insurance ($ annually)

PMI Rate (% annually)

Closing Costs ($)

Maintenance Rate (% annually)

HOA Fees ($ monthly)

Note: Home value appreciates 3.5% annually (realistic appreciation rate)

Monthly Rent ($)

Rent Increase Rate (% annually)

Renters Insurance ($ annually)

Security Deposit ($)

Invest down payment to see opportunity cost

Investment Return Rate (% annually)

Home Ownership	Year	Renting

Home Ownership

Renting

These tools are for educational purposes only. For personalized financial advice, please consult with a qualified financial professional.